The initial debut of yoGOLD in December solidified it as the first institutional-grade yield-bearing vault for tokenized gold. Today, yoGOLD is now fully deployed and earning native yield.

Powered by Tether's XAUt, with support from IPOR Fusion’s non-custodial infrastructure and Clearstar’s DeFi curation and infrastructure advisory, yoGOLD is your golden ticket to earning yield on gold.

Why Now?

During the pre-deposit phase, yoGOLD survived two of the most volatile days ever recorded for gold markets. The vault navigated this turbulence with ease, remaining undisturbed with zero liquidations, thanks to the vault’s sturdy risk management design.

Having passed these two real-world tests, yoGOLD proved that it was ready to be launched in full with native yield.

How It Works

Deposit XAUt into the yoGOLD vault on Ethereum.

You can also zap in with USDT or USDC via Enso to automatically swap to XAUt and deposit into yoGOLD seamlessly from the YO app.

YO automatically routes your assets to generate yield transparently and fully onchain.

Behind the scenes, yoGOLD runs a tokenized carry trade where XAUt is deposited in Aave as collateral to borrow stablecoins, which are then invested across top-rated DeFi protocols to generate yield.

All yield is generated onchain, making yoGOLD the world’s first investment vehicle to earn yield on gold without counterparty risk. YO ensures this by keeping your assets and all collateral fully onchain and steering clear of centralized intermediaries.

By depositing into yoGOLD, you’ll benefit from exposure to gold while earning yield at the same time. In addition to native yield, deposits into yoGOLD will continue to earn a 14% reward APY.

All allocations, exposures, and yield breakdowns are available at any time through the YO app.

The Gold Standard

Now that YO has been battle-tested, new work begins to optimize the vault to continuously bring you the most competitive returns in the market. It looks like the future of onchain yield is made of gold.

Start earning yield on gold today at app.yo.xyz