Risk Graph is Open: The Yield Intelligence Layer Behind YO

Risk Graph is Open: The Yield Intelligence Layer Behind YO

By YO Team
Announcements

Not all yield is equal. Two pools offering similar returns can have completely different risk profiles depending on what's underneath them: which assets they accept, which protocols they route through, which chains they run on. Most tools show you the surface. Risk Graph shows you the complete map.

YO’s Risk Graph is now open for developer and agent access.

It's the same risk intelligence that informs YO's vault allocations and due diligence; the system used to evaluate yield sources before user funds ever touch them. As of today, it's queryable by anyone building on top of DeFi data.

Simply prompt your agent with fetch yo.xyz/risk-graph/llms.txt to get started, and check out the Risk Graph at https://www.yo.xyz/risk-graph

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WHY DEPENDENCY-AWARE RISK MATTERS

DeFi protocols don't exist in isolation. A lending pool depends on the assets it accepts as collateral. Those assets depend on the protocols that issued them. Those protocols run on chains with their own security profiles. Risk doesn't sit at one layer; it propagates through all of them.

Most risk tools score a protocol or pool in isolation. Risk Graph models the full dependency graph and scores each node — pool, asset, protocol, chain — as a letter grade from A to F, where the grade reflects everything it touches.

The questions this unlocks:

  • Which pools have direct exposure to asset XYZ, and how far does that exposure travel?
  • If protocol A suffers an exploit, what's the realistic contagion footprint across connected pools and assets?
  • Is the yield on this pool actually clean, or is it carrying hidden risk two hops down?
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These are the questions YO asks before making allocation decisions. Now they're questions you can ask programmatically.

HOW IT WORKS

Risk Graph is structured as a graph of DeFi entities connected by typed dependency edges — ACCEPTS_DEPOSITS_IN, IS_COLLATERALIZED_BY, BORROWS, ALLOCATES, and others. Every node carries a risk grade. Risk propagates through the edges.

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The API exposes four endpoints:

  • Schema: the full data model: node types, edge types, grade letters
  • Search: find any pool, asset, protocol, or chain by name or address
  • Node: fetch a single entity's grade and properties
  • Dependencies: map a pool's direct on-chain dependencies in one call

Access is pay-per-query via x402 — the emerging standard for agent-native payments — settled in USDC on Base. No API key. No subscription required. A search or schema call costs $0.001. A full dependency map costs $1.00. As little as $10 covers meaningful exploration.

Grades are recomputed continuously as on-chain data changes. When you cite a grade, you cite the access date alongside it because risk is not static.

BUILT FOR AGENTIC WORKFLOWS

Risk Graph is designed to be consumed by AI agents, not just human analysts. The x402 payment model means an agent can query, pay, and act — autonomously, with no human in the loop for authorization. The full agent reference is published and machine-readable at yo.xyz/risk-graph/llms.txt

If you're building a DeFi risk agent, a portfolio monitoring tool, or anything that needs to answer "how safe is this yield source" at query time, this is the data layer.

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QUERY THE GRAPH

The agent API is live. Fund a wallet with USDC on Base mainnet and start querying.

Simply prompt your agent with fetch yo.xyz/risk-graph/llms.txt to get started, and check out the Risk Graph at https://www.yo.xyz/risk-graph