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YO x Fluid: yoToken Smart Lending now live!

By YO
Integrations

We’re excited to announce the launch of Fluid Smart Lending vaults for three core YO pairs:

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These new vaults allow YO users to earn additional passive yield by supplying their assets into Fluid’s capital-efficient lending infrastructure. You maintain exposure to your favorite yield-optimized tokens while also earning 4x YO Points.

What is Smart Lending?

Smart Lending is a next-generation DeFi primitive that lets users:

  • Lend underlying assets to borrowers and earn interest
  • Provide capital to range-based AMMs that is automated by Fluid
  • Accumulate protocol incentives and rewards

This structure allows YO users to earn passively across multiple yield layers with a single deposit.

What this means for YO users

With these new vaults, you can now deposit yoUSD, yoETH, or yoBTC alongside their respective base pairs (USDC, WETH, cbBTC) into Fluid’s Smart Lending pools.

When you deposit, you earn:

✅ Liquidity APR from borrower interest of the base pair asset (USDC, ETH)

✅ Trading APR from swap fees (e.g. trades between yoUSD and USDC)

✅ 4x YO Points on the full dollar amount of your position

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How to get started

  1. Visit the Smart Lending dashboard on Fluid
  2. Choose your preferred vault: yoUSD-USDC, yoETH-ETH, or yoBTC-cbBTC
  3. Deposit your assets and start earning
  4. Start earning yield and 4x YO Points

Links

Fluid